🏦 Welcome to MB Life — Protect. Grow. Multiply.
Your Future Deserves More Than Just Hope — It Deserves a Plan.
At MB Life, we specialize in helping families and entrepreneurs build tax-free retirement strategies, grow wealth safely, and protect it for generations to come.
We don’t believe in just selling policies — we help you create a legacy.
💡 Why Choose MB Life
Because your wealth should work as hard as you do.
✔️ Tax-Free Retirement Strategies
Keep more of what you earn while building lifetime income you can’t outlive.
✔️ Wealth Growth with Safety
Grow your money without risking loss in volatile markets.
✔️ Family & Legacy Protection
Ensure your loved ones are secure — and your wealth continues to bless generations to come.
✔️ Personalized 1-on-1 Guidance
We craft customized plans that fit your unique goals — not cookie-cutter solutions.
🌱 Our Mission
To empower families to live financially free, protected, and confident — without stress, risk, or uncertainty.
We help you protect your income, reduce taxes, and build generational wealth through smart, proven financial strategies.
📞 Book Your Free 15-Minute Wealth Protection Consultation
Your financial future starts with one simple step.
In just 15 minutes, we’ll explore how to:
- Eliminate unnecessary taxes
- Build a reliable, protected retirement plan
- Create lasting financial security for your family
Don’t wait for “someday.” The best time to protect your wealth — is now.
👉 Schedule Your 15-Minute Consultation Today
🧭 MB Life — Mindset. Money. Legacy.
Building financial confidence that lasts generations.
CONTACT US
Questions please email [email protected]
Office: 407-334-5126
Cell: 407-334-3101
Address: 1709 N Harbor City Blvd #223 Melbourne, FL 32935
(MB Life with Family First Life)
NPN # 21656726
⭐️ Customer Reviews
★★★★★
"I finally have peace of mind about my family’s future."
MB Life helped me understand how to protect my income, grow my money safely, and build something lasting for my kids. I didn’t realize there were tax-free options that fit my goals so perfectly. This was the best financial decision I’ve ever made.
— Jessica R., Orlando, FL
★★★★★
"They made everything simple and stress-free."
I used to feel overwhelmed trying to plan for retirement and protect my business income. Tiffany and the MB Life team walked me through every step with so much patience and knowledge. Now I have a clear plan and confidence in my financial future.
— Marcus L., Tampa, FL
★★★★★
"A team that truly cares about your future."
MB Life isn’t just about insurance — it’s about building a legacy. They helped me set up a plan that grows my wealth while protecting my family. I’ve already recommended them to my friends and clients.
— Brittany C., Miami, FL


👋 Meet Our Founders: Nelson & Tiffany Cepeda
At the heart of MB Life are husband-and-wife founders Nelson and Tiffany Cepeda, whose shared passion is helping families protect, grow, and pass on their wealth — the right way.
Grounded in faith and guided by family values, Nelson and Tiffany built MB Life on a simple yet powerful principle: put the client first, always. Their mission is to create strategies that not only bring financial peace today but also secure a lasting legacy for generations to come.
With deep expertise in life insurance and tax-free retirement planning, they partner with top-rated, trusted carriers to provide a wide range of customizable products — ensuring that every plan is tailored to each client’s unique goals, values, and situation.
At MB Life, it’s not just about policies — it’s about people, purpose, and peace of mind.
💡 To learn how Nelson and Tiffany can help you achieve your own financial goals and protect your family’s future, schedule your consultation today.
Featured Products
Here are our current available courses for you to check out!
🏢 Our Trusted Carrier Partners
At MB Life, we proudly partner with some of the most respected and financially secure insurance carriers in the industry.
These partnerships allow us to offer a wide range of customized solutions to meet each client’s unique goals for protection, retirement, and legacy planning.
We work with carriers such as:
- American National
- National Life Group
- Mutual of Omaha
- AIG (American General Life Insurance Company)
- Fidelity & Guaranty Life
- Corebridge Financial (formerly AIG Life & Retirement)
- Transamerica
- Protective Life
- Foresters Financial
- Allianz Life
- Americo
- John Hancock
- Prudential
- North American Company for Life and Health Insurance
- EquiTrust Life Insurance Company
Each of these carriers has a proven track record of financial strength, reliability, and innovation, ensuring that your plan is backed by companies you can count on — both now and for generations to come.
💡 With access to multiple top-rated carriers, MB Life can create a plan that’s tailor-made for your unique goals and financial situation.


Recently Featured!
Tiffany Cepeda, CEO and author, wealth & life coach of Mind and Business has had the privilege of teaming up with the Blast Magazine as the mental health feature expert! She has also been featured in Authority Magazine as well sharing some helpful tips. You can check out some of the helpful articles below: